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sana24 Combi Care — Region 1, Grisons

Region 1, Grisons: the Combi Care model from sana24 costs CHF 501.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 501.10, Combi Care is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 978.00 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 501.10CHF 468.30
500CHF 489.40CHF 457.40
1'000CHF 460.30CHF 430.20
1'500CHF 431.10CHF 402.90
2'000CHF 401.90CHF 375.70
2'500CHF 372.80CHF 348.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 430.70CHF 402.60
500CHF 419.10CHF 391.70
1'000CHF 389.90CHF 364.40
1'500CHF 360.70CHF 337.20
2'000CHF 331.60CHF 309.90
2'500CHF 302.40CHF 282.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 150.30CHF 140.50
100CHF 144.40CHF 135.00
200CHF 138.60CHF 129.60
300CHF 132.80CHF 124.10
400CHF 126.90CHF 118.60
500CHF 121.10CHF 113.20
600CHF 115.30CHF 107.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.