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sana24 Combi Care — Region 1, Schaffhausen

Region 1, Schaffhausen: the Combi Care model from sana24 costs CHF 540.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 540.60, Combi Care is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'054.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 540.60CHF 505.20
500CHF 528.90CHF 494.30
1'000CHF 499.70CHF 467.10
1'500CHF 470.60CHF 439.80
2'000CHF 441.40CHF 412.50
2'500CHF 412.20CHF 385.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 471.80CHF 441.00
500CHF 460.10CHF 430.00
1'000CHF 431.00CHF 402.80
1'500CHF 401.80CHF 375.50
2'000CHF 372.60CHF 348.30
2'500CHF 343.50CHF 321.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 158.80CHF 148.40
100CHF 153.00CHF 143.00
200CHF 147.10CHF 137.50
300CHF 141.30CHF 132.10
400CHF 135.50CHF 126.60
500CHF 129.60CHF 121.20
600CHF 123.80CHF 115.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.