sana24 Combi Care — Zug
Zug: the Combi Care model from sana24 costs CHF 370.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 370.30, Combi Care is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 722.40 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 370.30 | CHF 346.10 |
| 500 | CHF 358.60 | CHF 335.20 |
| 1'000 | CHF 329.50 | CHF 307.90 |
| 1'500 | CHF 300.30 | CHF 280.70 |
| 2'000 | CHF 271.10 | CHF 253.40 |
| 2'500 | CHF 242.00 | CHF 226.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 335.40 | CHF 313.50 |
| 500 | CHF 323.80 | CHF 302.60 |
| 1'000 | CHF 294.60 | CHF 275.40 |
| 1'500 | CHF 265.40 | CHF 248.10 |
| 2'000 | CHF 236.30 | CHF 220.80 |
| 2'500 | CHF 207.10 | CHF 193.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 104.70 | CHF 97.90 |
| 100 | CHF 98.90 | CHF 92.40 |
| 200 | CHF 93.00 | CHF 87.00 |
| 300 | CHF 87.20 | CHF 81.50 |
| 400 | CHF 81.40 | CHF 76.10 |
| 500 | CHF 75.50 | CHF 70.60 |
| 600 | CHF 69.70 | CHF 65.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.