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sana24 Combi Care — Zug

Zug: the Combi Care model from sana24 costs CHF 370.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 370.30, Combi Care is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 722.40 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 370.30CHF 346.10
500CHF 358.60CHF 335.20
1'000CHF 329.50CHF 307.90
1'500CHF 300.30CHF 280.70
2'000CHF 271.10CHF 253.40
2'500CHF 242.00CHF 226.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 335.40CHF 313.50
500CHF 323.80CHF 302.60
1'000CHF 294.60CHF 275.40
1'500CHF 265.40CHF 248.10
2'000CHF 236.30CHF 220.80
2'500CHF 207.10CHF 193.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 104.70CHF 97.90
100CHF 98.90CHF 92.40
200CHF 93.00CHF 87.00
300CHF 87.20CHF 81.50
400CHF 81.40CHF 76.10
500CHF 75.50CHF 70.60
600CHF 69.70CHF 65.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.