sana24 Combi Care — Region 3, Zurich
Region 3, Zurich: the Combi Care model from sana24 costs CHF 497.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 497.70, Combi Care is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 970.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 497.70 | CHF 465.10 |
| 500 | CHF 486.00 | CHF 454.20 |
| 1'000 | CHF 456.80 | CHF 427.00 |
| 1'500 | CHF 427.70 | CHF 399.70 |
| 2'000 | CHF 398.50 | CHF 372.40 |
| 2'500 | CHF 369.30 | CHF 345.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 443.50 | CHF 414.50 |
| 500 | CHF 431.80 | CHF 403.60 |
| 1'000 | CHF 402.60 | CHF 376.30 |
| 1'500 | CHF 373.50 | CHF 349.10 |
| 2'000 | CHF 344.30 | CHF 321.80 |
| 2'500 | CHF 315.10 | CHF 294.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 149.20 | CHF 139.50 |
| 100 | CHF 143.40 | CHF 134.00 |
| 200 | CHF 137.60 | CHF 128.60 |
| 300 | CHF 131.70 | CHF 123.10 |
| 400 | CHF 125.90 | CHF 117.70 |
| 500 | CHF 120.10 | CHF 112.20 |
| 600 | CHF 114.20 | CHF 106.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.