Managed Care or Tel Doc — Appenzell Innerrhoden
Appenzell Innerrhoden: with sana24, Managed Care costs CHF 409.10 a month in 2026 and Tel Doc CHF 418.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care is the cheaper of the two here: CHF 117.60 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 409.10 | CHF 418.90 | CHF 117.60 |
| 500 | CHF 397.50 | CHF 407.20 | CHF 116.40 |
| 1'000 | CHF 368.30 | CHF 378.10 | CHF 117.60 |
| 1'500 | CHF 339.10 | CHF 348.90 | CHF 117.60 |
| 2'000 | CHF 310.00 | CHF 319.70 | CHF 116.40 |
| 2'500 | CHF 280.80 | CHF 290.60 | CHF 117.60 |
The comparison, region by region
- Managed Care or Tel Doc?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.