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Sophie

Managed Care or Tel Doc — Uri

Uri: with sana24, Managed Care costs CHF 594.80 a month in 2026 and Tel Doc CHF 613.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 220.80 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 594.80CHF 613.20CHF 220.80
500CHF 583.20CHF 601.50CHF 219.60
1'000CHF 554.00CHF 572.40CHF 220.80
1'500CHF 524.80CHF 543.20CHF 220.80
2'000CHF 495.70CHF 514.00CHF 219.60
2'500CHF 466.50CHF 484.90CHF 220.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.