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Sophie

Managed Care or Tel Doc — Region 2, Ticino

Region 2, Ticino: with sana24, Managed Care costs CHF 651.70 a month in 2026 and Tel Doc CHF 658.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 84.00 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 651.70CHF 658.70CHF 84.00
500CHF 640.00CHF 647.00CHF 84.00
1'000CHF 610.80CHF 617.80CHF 84.00
1'500CHF 581.70CHF 588.70CHF 84.00
2'000CHF 552.50CHF 559.50CHF 84.00
2'500CHF 523.30CHF 530.30CHF 84.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.