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Managed Care or Tel Doc — Glarus

Glarus: with sana24, Managed Care costs CHF 503.70 a month in 2026 and Tel Doc CHF 503.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 7.20 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 503.70CHF 503.10CHF 7.20
500CHF 492.00CHF 491.50CHF 6.00
1'000CHF 462.90CHF 462.30CHF 7.20
1'500CHF 433.70CHF 433.10CHF 7.20
2'000CHF 404.50CHF 404.00CHF 6.00
2'500CHF 375.40CHF 374.80CHF 7.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.