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Sophie

Managed Care or Tel Doc — Region 1, Ticino

Region 1, Ticino: with sana24, Managed Care costs CHF 685.10 a month in 2026 and Tel Doc CHF 697.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 151.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 685.10CHF 697.70CHF 151.20
500CHF 673.40CHF 686.00CHF 151.20
1'000CHF 644.20CHF 656.90CHF 152.40
1'500CHF 615.10CHF 627.70CHF 151.20
2'000CHF 585.90CHF 598.50CHF 151.20
2'500CHF 556.70CHF 569.40CHF 152.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.