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Managed Care or Tel Doc — Schwyz

Schwyz: with sana24, Managed Care costs CHF 500.60 a month in 2026 and Tel Doc CHF 500.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here Managed Care and Tel Doc cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 500.60CHF 500.60
500CHF 488.90CHF 488.90
1'000CHF 459.70CHF 459.70
1'500CHF 430.60CHF 430.60
2'000CHF 401.40CHF 401.40
2'500CHF 372.20CHF 372.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.