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Médecin de famille 2 or MultiAccess — Region 3, Zurich

Region 3, Zurich: with Sanitas, Médecin de famille 2 costs CHF 482.80 a month in 2026 and MultiAccess CHF 477.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 62.40 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 2MultiAccessGap per year
300CHF 482.80CHF 477.60CHF 62.40
500CHF 471.20CHF 466.00CHF 62.40
1'000CHF 442.00CHF 436.80CHF 62.40
1'500CHF 412.80CHF 407.60CHF 62.40
2'000CHF 383.70CHF 378.50CHF 62.40
2'500CHF 354.50CHF 349.30CHF 62.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.