Sanitas MultiAccess — Uri
Uri: the MultiAccess model from Sanitas costs CHF 422.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 422.70, MultiAccess is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 501.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 422.70 | CHF 393.60 |
| 500 | CHF 411.10 | CHF 382.80 |
| 1'000 | CHF 381.90 | CHF 355.60 |
| 1'500 | CHF 352.70 | CHF 328.40 |
| 2'000 | CHF 323.60 | CHF 301.30 |
| 2'500 | CHF 294.40 | CHF 274.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 311.00 | CHF 289.60 |
| 500 | CHF 299.40 | CHF 278.80 |
| 1'000 | CHF 270.20 | CHF 251.60 |
| 1'500 | CHF 241.00 | CHF 224.40 |
| 2'000 | CHF 211.90 | CHF 197.30 |
| 2'500 | CHF 182.70 | CHF 170.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 107.60 | CHF 100.20 |
| 100 | CHF 101.80 | CHF 94.80 |
| 200 | CHF 96.00 | CHF 89.40 |
| 300 | CHF 90.10 | CHF 83.90 |
| 400 | CHF 84.30 | CHF 78.50 |
| 500 | CHF 78.50 | CHF 73.10 |
| 600 | CHF 72.60 | CHF 67.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.