Sanitas MultiAccess — Region 1, Valais
Region 1, Valais: the MultiAccess model from Sanitas costs CHF 509.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 509.60, MultiAccess is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 603.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 509.60 | CHF 474.50 |
| 500 | CHF 498.00 | CHF 463.70 |
| 1'000 | CHF 468.80 | CHF 436.50 |
| 1'500 | CHF 439.60 | CHF 409.30 |
| 2'000 | CHF 410.50 | CHF 382.20 |
| 2'500 | CHF 381.30 | CHF 355.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 358.60 | CHF 333.90 |
| 500 | CHF 347.00 | CHF 323.10 |
| 1'000 | CHF 317.80 | CHF 295.90 |
| 1'500 | CHF 288.60 | CHF 268.70 |
| 2'000 | CHF 259.50 | CHF 241.60 |
| 2'500 | CHF 230.30 | CHF 214.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.00 | CHF 120.10 |
| 100 | CHF 123.20 | CHF 114.70 |
| 200 | CHF 117.40 | CHF 109.30 |
| 300 | CHF 111.50 | CHF 103.90 |
| 400 | CHF 105.70 | CHF 98.50 |
| 500 | CHF 99.90 | CHF 93.10 |
| 600 | CHF 94.00 | CHF 87.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.