Sanitas MultiAccess — Region 2, Valais
Region 2, Valais: the MultiAccess model from Sanitas costs CHF 515.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 515.10, MultiAccess is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 610.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 515.10 | CHF 479.60 |
| 500 | CHF 503.50 | CHF 468.80 |
| 1'000 | CHF 474.30 | CHF 441.60 |
| 1'500 | CHF 445.10 | CHF 414.40 |
| 2'000 | CHF 416.00 | CHF 387.30 |
| 2'500 | CHF 386.80 | CHF 360.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 362.40 | CHF 337.40 |
| 500 | CHF 350.80 | CHF 326.60 |
| 1'000 | CHF 321.60 | CHF 299.50 |
| 1'500 | CHF 292.40 | CHF 272.30 |
| 2'000 | CHF 263.30 | CHF 245.20 |
| 2'500 | CHF 234.10 | CHF 218.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.50 | CHF 121.50 |
| 100 | CHF 124.70 | CHF 116.10 |
| 200 | CHF 118.90 | CHF 110.70 |
| 300 | CHF 113.00 | CHF 105.30 |
| 400 | CHF 107.20 | CHF 99.90 |
| 500 | CHF 101.40 | CHF 94.50 |
| 600 | CHF 95.50 | CHF 89.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.