Sanitas MultiAccess — Region 2, Vaud
Region 2, Vaud: the MultiAccess model from Sanitas costs CHF 608.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 608.40, MultiAccess is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 721.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 608.40 | CHF 566.50 |
| 500 | CHF 596.80 | CHF 555.70 |
| 1'000 | CHF 567.60 | CHF 528.50 |
| 1'500 | CHF 538.40 | CHF 501.30 |
| 2'000 | CHF 509.30 | CHF 474.20 |
| 2'500 | CHF 480.10 | CHF 447.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.50 | CHF 384.10 |
| 500 | CHF 400.90 | CHF 373.30 |
| 1'000 | CHF 371.70 | CHF 346.10 |
| 1'500 | CHF 342.50 | CHF 318.90 |
| 2'000 | CHF 313.40 | CHF 291.80 |
| 2'500 | CHF 284.20 | CHF 264.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 167.80 | CHF 156.30 |
| 100 | CHF 162.00 | CHF 150.90 |
| 200 | CHF 156.20 | CHF 145.50 |
| 300 | CHF 150.30 | CHF 140.00 |
| 400 | CHF 144.50 | CHF 134.60 |
| 500 | CHF 138.70 | CHF 129.20 |
| 600 | CHF 132.80 | CHF 123.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.