Sanitas MultiAccess — Region 1, Zurich
Region 1, Zurich: the MultiAccess model from Sanitas costs CHF 563.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 563.70, MultiAccess is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 668.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 563.70 | CHF 524.90 |
| 500 | CHF 552.10 | CHF 514.10 |
| 1'000 | CHF 522.90 | CHF 486.90 |
| 1'500 | CHF 493.70 | CHF 459.70 |
| 2'000 | CHF 464.60 | CHF 432.60 |
| 2'500 | CHF 435.40 | CHF 405.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.70 | CHF 363.80 |
| 500 | CHF 379.10 | CHF 353.00 |
| 1'000 | CHF 349.90 | CHF 325.80 |
| 1'500 | CHF 320.70 | CHF 298.60 |
| 2'000 | CHF 291.60 | CHF 271.50 |
| 2'500 | CHF 262.40 | CHF 244.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 154.30 | CHF 143.70 |
| 100 | CHF 148.50 | CHF 138.30 |
| 200 | CHF 142.70 | CHF 132.90 |
| 300 | CHF 136.80 | CHF 127.40 |
| 400 | CHF 131.00 | CHF 122.00 |
| 500 | CHF 125.20 | CHF 116.60 |
| 600 | CHF 119.30 | CHF 111.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.