Sanitas MultiAccess — Region 2, Zurich
Region 2, Zurich: the MultiAccess model from Sanitas costs CHF 516.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 516.70, MultiAccess is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 613.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 516.70 | CHF 481.10 |
| 500 | CHF 505.10 | CHF 470.30 |
| 1'000 | CHF 475.90 | CHF 443.10 |
| 1'500 | CHF 446.70 | CHF 415.90 |
| 2'000 | CHF 417.60 | CHF 388.80 |
| 2'500 | CHF 388.40 | CHF 361.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 358.10 | CHF 333.40 |
| 500 | CHF 346.50 | CHF 322.60 |
| 1'000 | CHF 317.30 | CHF 295.50 |
| 1'500 | CHF 288.10 | CHF 268.30 |
| 2'000 | CHF 259.00 | CHF 241.20 |
| 2'500 | CHF 229.80 | CHF 214.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.50 | CHF 131.80 |
| 100 | CHF 135.70 | CHF 126.40 |
| 200 | CHF 129.90 | CHF 121.00 |
| 300 | CHF 124.00 | CHF 115.50 |
| 400 | CHF 118.20 | CHF 110.10 |
| 500 | CHF 112.40 | CHF 104.70 |
| 600 | CHF 106.50 | CHF 99.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.