FAVORIT MULTICHOICE or FAVORIT SANTE — Aargau
Aargau: with SWICA, FAVORIT MULTICHOICE costs CHF 503.80 a month in 2026 and FAVORIT SANTE CHF 506.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 37.20 saved per year against FAVORIT SANTE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT MULTICHOICE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 503.80 | CHF 506.90 | CHF 37.20 |
| 500 | CHF 492.10 | CHF 495.20 | CHF 37.20 |
| 1'000 | CHF 469.20 | CHF 472.30 | CHF 37.20 |
| 1'500 | CHF 440.00 | CHF 443.10 | CHF 37.20 |
| 2'000 | CHF 404.60 | CHF 407.70 | CHF 37.20 |
| 2'500 | CHF 375.50 | CHF 378.60 | CHF 37.20 |
The comparison, region by region
- FAVORIT MULTICHOICE or FAVORIT SANTE?
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.