FAVORIT MULTICHOICE or FAVORIT SANTE — Region 2, Vaud
Region 2, Vaud: with SWICA, FAVORIT MULTICHOICE costs CHF 586.80 a month in 2026 and FAVORIT SANTE CHF 558.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 336.00 saved per year against FAVORIT MULTICHOICE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT MULTICHOICE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 586.80 | CHF 558.80 | CHF 336.00 |
| 500 | CHF 575.10 | CHF 547.20 | CHF 334.80 |
| 1'000 | CHF 552.90 | CHF 525.00 | CHF 334.80 |
| 1'500 | CHF 523.80 | CHF 495.80 | CHF 336.00 |
| 2'000 | CHF 487.60 | CHF 459.70 | CHF 334.80 |
| 2'500 | CHF 458.50 | CHF 430.50 | CHF 336.00 |
The comparison, region by region
- FAVORIT MULTICHOICE or FAVORIT SANTE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.