FAVORIT MULTICHOICE or FAVORIT SANTE — Region 1, Schaffhausen
Region 1, Schaffhausen: with SWICA, FAVORIT MULTICHOICE costs CHF 511.00 a month in 2026 and FAVORIT SANTE CHF 514.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 36.00 saved per year against FAVORIT SANTE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT MULTICHOICE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 511.00 | CHF 514.00 | CHF 36.00 |
| 500 | CHF 499.30 | CHF 502.30 | CHF 36.00 |
| 1'000 | CHF 476.20 | CHF 479.20 | CHF 36.00 |
| 1'500 | CHF 447.00 | CHF 450.00 | CHF 36.00 |
| 2'000 | CHF 411.80 | CHF 414.80 | CHF 36.00 |
| 2'500 | CHF 382.70 | CHF 385.70 | CHF 36.00 |
The comparison, region by region
- FAVORIT MULTICHOICE or FAVORIT SANTE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.