FAVORIT MULTICHOICE or FAVORIT SANTE — Region 1, Zurich
Region 1, Zurich: with SWICA, FAVORIT MULTICHOICE costs CHF 553.70 a month in 2026 and FAVORIT SANTE CHF 553.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here FAVORIT MULTICHOICE and FAVORIT SANTE cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT MULTICHOICE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 553.70 | CHF 553.70 | — |
| 500 | CHF 542.10 | CHF 542.10 | — |
| 1'000 | CHF 519.40 | CHF 519.40 | — |
| 1'500 | CHF 490.30 | CHF 490.30 | — |
| 2'000 | CHF 454.60 | CHF 454.60 | — |
| 2'500 | CHF 425.40 | CHF 425.40 | — |
The comparison, region by region
- FAVORIT MULTICHOICE or FAVORIT SANTE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.