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FAVORIT MULTICHOICE or FAVORIT SANTE — Region 2, Basel-Landschaft

Region 2, Basel-Landschaft: with SWICA, FAVORIT MULTICHOICE costs CHF 538.30 a month in 2026 and FAVORIT SANTE CHF 541.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 38.40 saved per year against FAVORIT SANTE, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MULTICHOICEFAVORIT SANTEGap per year
300CHF 538.30CHF 541.50CHF 38.40
500CHF 526.70CHF 529.80CHF 37.20
1'000CHF 503.70CHF 506.90CHF 38.40
1'500CHF 474.60CHF 477.70CHF 37.20
2'000CHF 439.20CHF 442.30CHF 37.20
2'500CHF 410.00CHF 413.10CHF 37.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.