FAVORIT MULTICHOICE or FAVORIT SANTE — Solothurn
Solothurn: with SWICA, FAVORIT MULTICHOICE costs CHF 544.80 a month in 2026 and FAVORIT SANTE CHF 538.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 74.40 saved per year against FAVORIT MULTICHOICE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT MULTICHOICE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 544.80 | CHF 538.60 | CHF 74.40 |
| 500 | CHF 533.10 | CHF 526.90 | CHF 74.40 |
| 1'000 | CHF 510.10 | CHF 503.90 | CHF 74.40 |
| 1'500 | CHF 481.00 | CHF 474.80 | CHF 74.40 |
| 2'000 | CHF 445.60 | CHF 439.40 | CHF 74.40 |
| 2'500 | CHF 416.40 | CHF 410.20 | CHF 74.40 |
The comparison, region by region
- FAVORIT MULTICHOICE or FAVORIT SANTE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.