FAVORIT MULTICHOICE or FAVORIT SANTE — Region 2, Schaffhausen
Region 2, Schaffhausen: with SWICA, FAVORIT MULTICHOICE costs CHF 470.30 a month in 2026 and FAVORIT SANTE CHF 473.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 32.40 saved per year against FAVORIT SANTE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT MULTICHOICE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 470.30 | CHF 473.00 | CHF 32.40 |
| 500 | CHF 458.60 | CHF 461.40 | CHF 33.60 |
| 1'000 | CHF 435.00 | CHF 437.70 | CHF 32.40 |
| 1'500 | CHF 405.80 | CHF 408.60 | CHF 33.60 |
| 2'000 | CHF 371.10 | CHF 373.90 | CHF 33.60 |
| 2'500 | CHF 341.90 | CHF 344.70 | CHF 33.60 |
The comparison, region by region
- FAVORIT MULTICHOICE or FAVORIT SANTE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.