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Combi Care or Visana Tel Doc — Region 3, Zurich

Region 3, Zurich: with Visana, Combi Care costs CHF 514.00 a month in 2026 and Visana Tel Doc CHF 502.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Visana Tel Doc is the cheaper of the two here: CHF 136.80 saved per year against Combi Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareVisana Tel DocGap per year
300CHF 514.00CHF 502.60CHF 136.80
500CHF 507.40CHF 495.90CHF 138.00
1'000CHF 473.20CHF 461.80CHF 136.80
1'500CHF 444.00CHF 432.60CHF 136.80
2'000CHF 414.90CHF 403.40CHF 138.00
2'500CHF 385.70CHF 374.30CHF 136.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.