Visana Combi Care — Region 1, Bern
Region 1, Bern: the Combi Care model from Visana costs CHF 556.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 556.10, Combi Care is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 1'308.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 556.10 | CHF 519.70 |
| 500 | CHF 549.40 | CHF 513.50 |
| 1'000 | CHF 515.30 | CHF 481.60 |
| 1'500 | CHF 486.10 | CHF 454.30 |
| 2'000 | CHF 456.90 | CHF 427.10 |
| 2'500 | CHF 427.80 | CHF 399.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 444.60 | CHF 415.60 |
| 500 | CHF 438.00 | CHF 409.40 |
| 1'000 | CHF 403.80 | CHF 377.40 |
| 1'500 | CHF 374.60 | CHF 350.20 |
| 2'000 | CHF 345.50 | CHF 322.90 |
| 2'500 | CHF 316.30 | CHF 295.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 156.70 | CHF 146.50 |
| 100 | CHF 150.90 | CHF 141.10 |
| 200 | CHF 145.10 | CHF 135.60 |
| 300 | CHF 139.20 | CHF 130.20 |
| 400 | CHF 133.40 | CHF 124.70 |
| 500 | CHF 127.60 | CHF 119.30 |
| 600 | CHF 121.70 | CHF 113.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.