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Visana Combi Care — Region 1, Bern

Region 1, Bern: the Combi Care model from Visana costs CHF 556.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 556.10, Combi Care is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'308.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 556.10CHF 519.70
500CHF 549.40CHF 513.50
1'000CHF 515.30CHF 481.60
1'500CHF 486.10CHF 454.30
2'000CHF 456.90CHF 427.10
2'500CHF 427.80CHF 399.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 444.60CHF 415.60
500CHF 438.00CHF 409.40
1'000CHF 403.80CHF 377.40
1'500CHF 374.60CHF 350.20
2'000CHF 345.50CHF 322.90
2'500CHF 316.30CHF 295.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 156.70CHF 146.50
100CHF 150.90CHF 141.10
200CHF 145.10CHF 135.60
300CHF 139.20CHF 130.20
400CHF 133.40CHF 124.70
500CHF 127.60CHF 119.30
600CHF 121.70CHF 113.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.