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Sophie

Visana Combi Care — Region 1, Schaffhausen

Region 1, Schaffhausen: the Combi Care model from Visana costs CHF 512.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 512.90, Combi Care is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'084.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 512.90CHF 479.30
500CHF 506.20CHF 473.10
1'000CHF 472.00CHF 441.20
1'500CHF 442.90CHF 413.90
2'000CHF 413.70CHF 386.70
2'500CHF 384.50CHF 359.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 403.40CHF 377.10
500CHF 396.80CHF 370.80
1'000CHF 362.60CHF 338.90
1'500CHF 333.40CHF 311.70
2'000CHF 304.30CHF 284.40
2'500CHF 275.10CHF 257.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 143.60CHF 134.30
100CHF 137.80CHF 128.80
200CHF 132.00CHF 123.40
300CHF 126.10CHF 117.90
400CHF 120.30CHF 112.50
500CHF 114.50CHF 107.00
600CHF 108.60CHF 101.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.