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Visana Combi Care — Neuchâtel

Neuchâtel: the Combi Care model from Visana costs CHF 637.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 637.30, Combi Care is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 664.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 637.30CHF 595.60
500CHF 630.60CHF 589.40
1'000CHF 596.50CHF 557.50
1'500CHF 567.30CHF 530.20
2'000CHF 538.10CHF 503.00
2'500CHF 509.00CHF 475.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 520.20CHF 486.20
500CHF 513.50CHF 479.90
1'000CHF 479.30CHF 448.00
1'500CHF 450.20CHF 420.70
2'000CHF 421.00CHF 393.50
2'500CHF 391.80CHF 366.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 164.90CHF 154.10
100CHF 159.10CHF 148.70
200CHF 153.20CHF 143.20
300CHF 147.40CHF 137.80
400CHF 141.60CHF 132.30
500CHF 135.70CHF 126.90
600CHF 129.90CHF 121.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.