Visana Combi Care — Neuchâtel
Neuchâtel: the Combi Care model from Visana costs CHF 637.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 637.30, Combi Care is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 664.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 637.30 | CHF 595.60 |
| 500 | CHF 630.60 | CHF 589.40 |
| 1'000 | CHF 596.50 | CHF 557.50 |
| 1'500 | CHF 567.30 | CHF 530.20 |
| 2'000 | CHF 538.10 | CHF 503.00 |
| 2'500 | CHF 509.00 | CHF 475.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 520.20 | CHF 486.20 |
| 500 | CHF 513.50 | CHF 479.90 |
| 1'000 | CHF 479.30 | CHF 448.00 |
| 1'500 | CHF 450.20 | CHF 420.70 |
| 2'000 | CHF 421.00 | CHF 393.50 |
| 2'500 | CHF 391.80 | CHF 366.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 164.90 | CHF 154.10 |
| 100 | CHF 159.10 | CHF 148.70 |
| 200 | CHF 153.20 | CHF 143.20 |
| 300 | CHF 147.40 | CHF 137.80 |
| 400 | CHF 141.60 | CHF 132.30 |
| 500 | CHF 135.70 | CHF 126.90 |
| 600 | CHF 129.90 | CHF 121.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.