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Visana Combi Care — Nidwalden

Nidwalden: the Combi Care model from Visana costs CHF 437.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 437.10, Combi Care is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 853.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 437.10CHF 408.50
500CHF 430.40CHF 402.30
1'000CHF 396.30CHF 370.40
1'500CHF 367.10CHF 343.10
2'000CHF 337.90CHF 315.90
2'500CHF 308.80CHF 288.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 331.00CHF 309.40
500CHF 324.30CHF 303.10
1'000CHF 290.10CHF 271.20
1'500CHF 261.00CHF 243.90
2'000CHF 231.80CHF 216.70
2'500CHF 202.60CHF 189.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 116.20CHF 108.60
100CHF 110.30CHF 103.20
200CHF 104.50CHF 97.70
300CHF 98.70CHF 92.20
400CHF 92.80CHF 86.80
500CHF 87.00CHF 81.30
600CHF 81.20CHF 75.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.