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Visana Combi Care — Obwalden

Obwalden: the Combi Care model from Visana costs CHF 431.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 431.20, Combi Care is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 841.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 431.20CHF 403.00
500CHF 424.50CHF 396.80
1'000CHF 390.30CHF 364.80
1'500CHF 361.20CHF 337.60
2'000CHF 332.00CHF 310.30
2'500CHF 302.80CHF 283.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 326.50CHF 305.20
500CHF 319.80CHF 298.90
1'000CHF 285.70CHF 267.00
1'500CHF 256.50CHF 239.70
2'000CHF 227.30CHF 212.50
2'500CHF 198.20CHF 185.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 114.60CHF 107.10
100CHF 108.80CHF 101.70
200CHF 102.90CHF 96.20
300CHF 97.10CHF 90.80
400CHF 91.30CHF 85.30
500CHF 85.40CHF 79.90
600CHF 79.60CHF 74.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.