Visana Combi Care — Obwalden
Obwalden: the Combi Care model from Visana costs CHF 431.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 431.20, Combi Care is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 841.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 431.20 | CHF 403.00 |
| 500 | CHF 424.50 | CHF 396.80 |
| 1'000 | CHF 390.30 | CHF 364.80 |
| 1'500 | CHF 361.20 | CHF 337.60 |
| 2'000 | CHF 332.00 | CHF 310.30 |
| 2'500 | CHF 302.80 | CHF 283.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 326.50 | CHF 305.20 |
| 500 | CHF 319.80 | CHF 298.90 |
| 1'000 | CHF 285.70 | CHF 267.00 |
| 1'500 | CHF 256.50 | CHF 239.70 |
| 2'000 | CHF 227.30 | CHF 212.50 |
| 2'500 | CHF 198.20 | CHF 185.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.60 | CHF 107.10 |
| 100 | CHF 108.80 | CHF 101.70 |
| 200 | CHF 102.90 | CHF 96.20 |
| 300 | CHF 97.10 | CHF 90.80 |
| 400 | CHF 91.30 | CHF 85.30 |
| 500 | CHF 85.40 | CHF 79.90 |
| 600 | CHF 79.60 | CHF 74.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.