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Visana Combi Care — Region 1, Grisons

Region 1, Grisons: the Combi Care model from Visana costs CHF 539.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 539.10, Combi Care is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 882.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 539.10CHF 503.90
500CHF 532.50CHF 497.70
1'000CHF 498.30CHF 465.70
1'500CHF 469.10CHF 438.50
2'000CHF 440.00CHF 411.20
2'500CHF 410.80CHF 384.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 407.50CHF 380.90
500CHF 400.80CHF 374.60
1'000CHF 366.70CHF 342.70
1'500CHF 337.50CHF 315.50
2'000CHF 308.30CHF 288.20
2'500CHF 279.20CHF 260.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 142.90CHF 133.60
100CHF 137.10CHF 128.10
200CHF 131.30CHF 122.70
300CHF 125.40CHF 117.20
400CHF 119.60CHF 111.80
500CHF 113.80CHF 106.30
600CHF 107.90CHF 100.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.