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Visana Combi Care — Region 1, Fribourg

Region 1, Fribourg: the Combi Care model from Visana costs CHF 521.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 521.00, Combi Care is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 852.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 521.00CHF 486.90
500CHF 514.30CHF 480.70
1'000CHF 480.20CHF 448.80
1'500CHF 451.00CHF 421.50
2'000CHF 421.80CHF 394.30
2'500CHF 392.70CHF 367.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 439.40CHF 410.70
500CHF 432.70CHF 404.50
1'000CHF 398.60CHF 372.50
1'500CHF 369.40CHF 345.30
2'000CHF 340.20CHF 318.00
2'500CHF 311.10CHF 290.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 141.00CHF 131.80
100CHF 135.10CHF 126.30
200CHF 129.30CHF 120.90
300CHF 123.50CHF 115.40
400CHF 117.60CHF 110.00
500CHF 111.80CHF 104.50
600CHF 106.00CHF 99.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.