Visana Combi Care — Region 1, Fribourg
Region 1, Fribourg: the Combi Care model from Visana costs CHF 521.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 521.00, Combi Care is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 852.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 521.00 | CHF 486.90 |
| 500 | CHF 514.30 | CHF 480.70 |
| 1'000 | CHF 480.20 | CHF 448.80 |
| 1'500 | CHF 451.00 | CHF 421.50 |
| 2'000 | CHF 421.80 | CHF 394.30 |
| 2'500 | CHF 392.70 | CHF 367.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 439.40 | CHF 410.70 |
| 500 | CHF 432.70 | CHF 404.50 |
| 1'000 | CHF 398.60 | CHF 372.50 |
| 1'500 | CHF 369.40 | CHF 345.30 |
| 2'000 | CHF 340.20 | CHF 318.00 |
| 2'500 | CHF 311.10 | CHF 290.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.00 | CHF 131.80 |
| 100 | CHF 135.10 | CHF 126.30 |
| 200 | CHF 129.30 | CHF 120.90 |
| 300 | CHF 123.50 | CHF 115.40 |
| 400 | CHF 117.60 | CHF 110.00 |
| 500 | CHF 111.80 | CHF 104.50 |
| 600 | CHF 106.00 | CHF 99.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.