callmed 24 or casamed pharm — Appenzell Innerrhoden
Appenzell Innerrhoden: with Vivao Sympany, callmed 24 costs CHF 360.40 a month in 2026 and casamed pharm CHF 368.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
callmed 24 is the cheaper of the two here: CHF 100.80 saved per year against casamed pharm, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
callmed 24 and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- callmed 24
Family doctor
You pick a family doctor and always go to them first.
- casamed pharm
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | callmed 24 | casamed pharm | Gap per year |
|---|---|---|---|
| 300 | CHF 360.40 | CHF 368.80 | CHF 100.80 |
| 500 | CHF 348.70 | CHF 357.10 | CHF 100.80 |
| 1'000 | CHF 319.60 | CHF 327.90 | CHF 99.60 |
| 1'500 | CHF 290.40 | CHF 298.80 | CHF 100.80 |
| 2'000 | CHF 261.20 | CHF 269.60 | CHF 100.80 |
| 2'500 | CHF 232.10 | CHF 240.40 | CHF 99.60 |
The comparison, region by region
- callmed 24 or casamed pharm?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.