callmed 24 or casamed pharm — Region 1, St. Gallen
Region 1, St. Gallen: with Vivao Sympany, callmed 24 costs CHF 493.70 a month in 2026 and casamed pharm CHF 493.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here callmed 24 and casamed pharm cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
callmed 24 and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- callmed 24
Family doctor
You pick a family doctor and always go to them first.
- casamed pharm
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | callmed 24 | casamed pharm | Gap per year |
|---|---|---|---|
| 300 | CHF 493.70 | CHF 493.70 | — |
| 500 | CHF 482.10 | CHF 482.10 | — |
| 1'000 | CHF 452.90 | CHF 452.90 | — |
| 1'500 | CHF 423.70 | CHF 423.70 | — |
| 2'000 | CHF 394.60 | CHF 394.60 | — |
| 2'500 | CHF 365.40 | CHF 365.40 | — |
The comparison, region by region
- callmed 24 or casamed pharm?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.