callmed 24 or casamed pharm — Region 1, Fribourg
Region 1, Fribourg: with Vivao Sympany, callmed 24 costs CHF 521.60 a month in 2026 and casamed pharm CHF 506.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
casamed pharm is the cheaper of the two here: CHF 176.40 saved per year against callmed 24, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
callmed 24 and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- callmed 24
Family doctor
You pick a family doctor and always go to them first.
- casamed pharm
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | callmed 24 | casamed pharm | Gap per year |
|---|---|---|---|
| 300 | CHF 521.60 | CHF 506.90 | CHF 176.40 |
| 500 | CHF 509.90 | CHF 495.30 | CHF 175.20 |
| 1'000 | CHF 480.80 | CHF 466.10 | CHF 176.40 |
| 1'500 | CHF 451.60 | CHF 436.90 | CHF 176.40 |
| 2'000 | CHF 422.40 | CHF 407.80 | CHF 175.20 |
| 2'500 | CHF 393.30 | CHF 378.60 | CHF 176.40 |
The comparison, region by region
- callmed 24 or casamed pharm?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.