callmed 24 or casamed pharm — Region 1, Lucerne
Region 1, Lucerne: with Vivao Sympany, callmed 24 costs CHF 476.20 a month in 2026 and casamed pharm CHF 476.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here callmed 24 and casamed pharm cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
callmed 24 and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- callmed 24
Family doctor
You pick a family doctor and always go to them first.
- casamed pharm
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | callmed 24 | casamed pharm | Gap per year |
|---|---|---|---|
| 300 | CHF 476.20 | CHF 476.20 | — |
| 500 | CHF 464.50 | CHF 464.50 | — |
| 1'000 | CHF 435.40 | CHF 435.40 | — |
| 1'500 | CHF 406.20 | CHF 406.20 | — |
| 2'000 | CHF 377.00 | CHF 377.00 | — |
| 2'500 | CHF 347.90 | CHF 347.90 | — |
The comparison, region by region
- callmed 24 or casamed pharm?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.