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callmed 24 or casamed pharm — Region 2, Fribourg

Region 2, Fribourg: with Vivao Sympany, callmed 24 costs CHF 492.20 a month in 2026 and casamed pharm CHF 483.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed pharm is the cheaper of the two here: CHF 99.60 saved per year against callmed 24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

callmed 24 and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • callmed 24

    Family doctor

    You pick a family doctor and always go to them first.

  • casamed pharm

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

Deductiblecallmed 24casamed pharmGap per year
300CHF 492.20CHF 483.90CHF 99.60
500CHF 480.60CHF 472.30CHF 99.60
1'000CHF 451.40CHF 443.10CHF 99.60
1'500CHF 422.20CHF 413.90CHF 99.60
2'000CHF 393.10CHF 384.80CHF 99.60
2'500CHF 363.90CHF 355.60CHF 99.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.