callmed 24 or casamed pharm — Region 3, Bern
Region 3, Bern: with Vivao Sympany, callmed 24 costs CHF 516.00 a month in 2026 and casamed pharm CHF 513.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
casamed pharm is the cheaper of the two here: CHF 34.80 saved per year against callmed 24, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
callmed 24 and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- callmed 24
Family doctor
You pick a family doctor and always go to them first.
- casamed pharm
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | callmed 24 | casamed pharm | Gap per year |
|---|---|---|---|
| 300 | CHF 516.00 | CHF 513.10 | CHF 34.80 |
| 500 | CHF 504.30 | CHF 501.40 | CHF 34.80 |
| 1'000 | CHF 475.20 | CHF 472.30 | CHF 34.80 |
| 1'500 | CHF 446.00 | CHF 443.10 | CHF 34.80 |
| 2'000 | CHF 416.80 | CHF 413.90 | CHF 34.80 |
| 2'500 | CHF 387.70 | CHF 384.80 | CHF 34.80 |
The comparison, region by region
- callmed 24 or casamed pharm?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.