callmed 24 or casamed pharm — Region 2, Vaud
Region 2, Vaud: with Vivao Sympany, callmed 24 costs CHF 591.00 a month in 2026 and casamed pharm CHF 577.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
casamed pharm is the cheaper of the two here: CHF 159.60 saved per year against callmed 24, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
callmed 24 and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- callmed 24
Family doctor
You pick a family doctor and always go to them first.
- casamed pharm
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | callmed 24 | casamed pharm | Gap per year |
|---|---|---|---|
| 300 | CHF 591.00 | CHF 577.70 | CHF 159.60 |
| 500 | CHF 579.30 | CHF 566.10 | CHF 158.40 |
| 1'000 | CHF 550.20 | CHF 536.90 | CHF 159.60 |
| 1'500 | CHF 521.00 | CHF 507.70 | CHF 159.60 |
| 2'000 | CHF 491.80 | CHF 478.60 | CHF 158.40 |
| 2'500 | CHF 462.70 | CHF 449.40 | CHF 159.60 |
The comparison, region by region
- callmed 24 or casamed pharm?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.