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casamed hmo or casamed médecin de famille — Region 2, Zurich

Region 2, Zurich: with Vivao Sympany, casamed hmo costs CHF 509.90 a month in 2026 and casamed médecin de famille CHF 518.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed hmo is the cheaper of the two here: CHF 105.60 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed hmo is a "Group practice (HMO)" model. casamed médecin de famille is a "Family doctor" model.

  • casamed hmo

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • casamed médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

Deductiblecasamed hmocasamed médecin de familleGap per year
300CHF 509.90CHF 518.70CHF 105.60
500CHF 498.20CHF 507.00CHF 105.60
1'000CHF 469.00CHF 477.80CHF 105.60
1'500CHF 439.90CHF 448.70CHF 105.60
2'000CHF 410.70CHF 419.50CHF 105.60
2'500CHF 381.50CHF 390.30CHF 105.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.