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casamed hmo or casamed médecin de famille — Region 3, Zurich

Region 3, Zurich: with Vivao Sympany, casamed hmo costs CHF 497.20 a month in 2026 and casamed médecin de famille CHF 500.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed hmo is the cheaper of the two here: CHF 34.80 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed hmo is a "Group practice (HMO)" model. casamed médecin de famille is a "Family doctor" model.

  • casamed hmo

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • casamed médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

Deductiblecasamed hmocasamed médecin de familleGap per year
300CHF 497.20CHF 500.10CHF 34.80
500CHF 485.60CHF 488.40CHF 33.60
1'000CHF 456.40CHF 459.20CHF 33.60
1'500CHF 427.20CHF 430.10CHF 34.80
2'000CHF 398.10CHF 400.90CHF 33.60
2'500CHF 368.90CHF 371.70CHF 33.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.