Vivao Sympany FlexHelp 24 — Basel-Stadt
Basel-Stadt: the FlexHelp 24 model from Vivao Sympany costs CHF 595.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 595.80, FlexHelp 24 is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 974.40 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 595.80 | CHF 554.10 |
| 500 | CHF 584.10 | CHF 543.30 |
| 1'000 | CHF 555.00 | CHF 516.20 |
| 1'500 | CHF 525.80 | CHF 489.00 |
| 2'000 | CHF 496.60 | CHF 461.90 |
| 2'500 | CHF 467.50 | CHF 434.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 435.00 | CHF 404.60 |
| 500 | CHF 423.30 | CHF 393.70 |
| 1'000 | CHF 394.10 | CHF 366.60 |
| 1'500 | CHF 365.00 | CHF 339.50 |
| 2'000 | CHF 335.80 | CHF 312.30 |
| 2'500 | CHF 306.60 | CHF 285.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 175.80 | CHF 163.50 |
| 200 | CHF 164.10 | CHF 152.70 |
| 400 | CHF 152.50 | CHF 141.90 |
| 600 | CHF 140.80 | CHF 131.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.