Vivao Sympany FlexHelp 24 — Region 1, Fribourg

Region 1, Fribourg: the FlexHelp 24 model from Vivao Sympany costs CHF 501.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 501.10, FlexHelp 24 is the lowest premium in this region, across every insurer and every model.

On average, FlexHelp 24 costs CHF 1'018.80 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.