Vivao Sympany FlexHelp 24 — Glarus
Glarus: the FlexHelp 24 model from Vivao Sympany costs CHF 477.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 477.80, FlexHelp 24 is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 818.40 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 477.80 | CHF 444.40 |
| 500 | CHF 466.10 | CHF 433.50 |
| 1'000 | CHF 437.00 | CHF 406.50 |
| 1'500 | CHF 407.80 | CHF 379.30 |
| 2'000 | CHF 378.60 | CHF 352.10 |
| 2'500 | CHF 349.50 | CHF 325.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.80 | CHF 324.40 |
| 500 | CHF 337.10 | CHF 313.60 |
| 1'000 | CHF 308.00 | CHF 286.50 |
| 1'500 | CHF 278.80 | CHF 259.30 |
| 2'000 | CHF 249.60 | CHF 232.20 |
| 2'500 | CHF 220.50 | CHF 205.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.00 | CHF 131.20 |
| 200 | CHF 129.30 | CHF 120.30 |
| 400 | CHF 117.70 | CHF 109.50 |
| 600 | CHF 106.00 | CHF 98.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.