Vivao Sympany FlexHelp 24 — Region 2, Fribourg
Region 2, Fribourg: the FlexHelp 24 model from Vivao Sympany costs CHF 486.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 486.70, FlexHelp 24 is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 795.60 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 486.70 | CHF 452.70 |
| 500 | CHF 475.00 | CHF 441.80 |
| 1'000 | CHF 445.90 | CHF 414.70 |
| 1'500 | CHF 416.70 | CHF 387.60 |
| 2'000 | CHF 387.50 | CHF 360.40 |
| 2'500 | CHF 358.40 | CHF 333.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 355.30 | CHF 330.50 |
| 500 | CHF 343.60 | CHF 319.60 |
| 1'000 | CHF 314.50 | CHF 292.50 |
| 1'500 | CHF 285.30 | CHF 265.40 |
| 2'000 | CHF 256.10 | CHF 238.20 |
| 2'500 | CHF 227.00 | CHF 211.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 143.60 | CHF 133.60 |
| 200 | CHF 131.90 | CHF 122.70 |
| 400 | CHF 120.30 | CHF 111.90 |
| 600 | CHF 108.60 | CHF 101.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.