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Vivao Sympany FlexHelp 24 — Geneva

Geneva: the FlexHelp 24 model from Vivao Sympany costs CHF 616.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 616.00, FlexHelp 24 is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FlexHelp 24 costs CHF 1'008.00 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 616.00CHF 572.90
500CHF 604.40CHF 562.10
1'000CHF 575.20CHF 535.00
1'500CHF 546.00CHF 507.80
2'000CHF 516.90CHF 480.80
2'500CHF 487.70CHF 453.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 449.70CHF 418.30
500CHF 438.10CHF 407.50
1'000CHF 408.90CHF 380.30
1'500CHF 379.70CHF 353.20
2'000CHF 350.60CHF 326.10
2'500CHF 321.40CHF 299.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 181.80CHF 169.10
200CHF 170.10CHF 158.20
400CHF 158.40CHF 147.40
600CHF 146.80CHF 136.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.