Vivao Sympany FlexHelp 24 — Geneva
Geneva: the FlexHelp 24 model from Vivao Sympany costs CHF 616.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 616.00, FlexHelp 24 is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 1'008.00 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 616.00 | CHF 572.90 |
| 500 | CHF 604.40 | CHF 562.10 |
| 1'000 | CHF 575.20 | CHF 535.00 |
| 1'500 | CHF 546.00 | CHF 507.80 |
| 2'000 | CHF 516.90 | CHF 480.80 |
| 2'500 | CHF 487.70 | CHF 453.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 449.70 | CHF 418.30 |
| 500 | CHF 438.10 | CHF 407.50 |
| 1'000 | CHF 408.90 | CHF 380.30 |
| 1'500 | CHF 379.70 | CHF 353.20 |
| 2'000 | CHF 350.60 | CHF 326.10 |
| 2'500 | CHF 321.40 | CHF 299.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 181.80 | CHF 169.10 |
| 200 | CHF 170.10 | CHF 158.20 |
| 400 | CHF 158.40 | CHF 147.40 |
| 600 | CHF 146.80 | CHF 136.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.