Vivao Sympany FlexHelp 24 — Region 2, Grisons
Region 2, Grisons: the FlexHelp 24 model from Vivao Sympany costs CHF 474.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 474.40, FlexHelp 24 is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 775.20 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 474.40 | CHF 441.20 |
| 500 | CHF 462.70 | CHF 430.40 |
| 1'000 | CHF 433.50 | CHF 403.20 |
| 1'500 | CHF 404.40 | CHF 376.10 |
| 2'000 | CHF 375.20 | CHF 349.00 |
| 2'500 | CHF 346.00 | CHF 321.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 346.30 | CHF 322.10 |
| 500 | CHF 334.60 | CHF 311.20 |
| 1'000 | CHF 305.50 | CHF 284.20 |
| 1'500 | CHF 276.30 | CHF 257.00 |
| 2'000 | CHF 247.10 | CHF 229.90 |
| 2'500 | CHF 218.00 | CHF 202.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.00 | CHF 130.20 |
| 200 | CHF 128.30 | CHF 119.40 |
| 400 | CHF 116.60 | CHF 108.50 |
| 600 | CHF 105.00 | CHF 97.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.