Vivao Sympany FlexHelp 24 — Schwyz
Schwyz: the FlexHelp 24 model from Vivao Sympany costs CHF 459.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 459.30, FlexHelp 24 is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexHelp 24 costs CHF 680.40 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 459.30 | CHF 427.20 |
| 500 | CHF 447.60 | CHF 416.30 |
| 1'000 | CHF 418.50 | CHF 389.30 |
| 1'500 | CHF 389.30 | CHF 362.10 |
| 2'000 | CHF 360.10 | CHF 334.90 |
| 2'500 | CHF 331.00 | CHF 307.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 335.30 | CHF 311.90 |
| 500 | CHF 323.60 | CHF 301.00 |
| 1'000 | CHF 294.50 | CHF 273.90 |
| 1'500 | CHF 265.30 | CHF 246.80 |
| 2'000 | CHF 236.10 | CHF 219.60 |
| 2'500 | CHF 207.00 | CHF 192.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.50 | CHF 126.10 |
| 200 | CHF 123.90 | CHF 115.30 |
| 400 | CHF 112.20 | CHF 104.40 |
| 600 | CHF 100.50 | CHF 93.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.