SLKK in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest SLKK premium went from CHF 277.90 a month in 2015 to CHF 506.80 in 2026 — a rise of +82.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 277.90 | CHF 247.00 | CHF 30.90 |
| 2016 | CHF 289.50 | CHF 257.00 | CHF 32.50 |
| 2017 | CHF 348.40 | CHF 292.90 | CHF 55.50 |
| 2018 | CHF 340.60 | CHF 311.00 | CHF 29.60 |
| 2019 | CHF 344.00 | CHF 331.20 | CHF 12.80 |
| 2020 | CHF 395.60 | CHF 333.50 | CHF 62.10 |
| 2021 | CHF 424.10 | CHF 331.20 | CHF 92.90 |
| 2022 | CHF 411.00 | CHF 332.90 | CHF 78.10 |
| 2023 | CHF 411.00 | CHF 343.90 | CHF 67.10 |
| 2024 | CHF 476.70 | CHF 366.90 | CHF 109.80 |
| 2025 | CHF 501.00 | CHF 381.60 | CHF 119.40 |
| 2026 | CHF 506.80 | CHF 401.60 | CHF 105.20 |
Faster or slower than the rest?
SLKK rose +82.4 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2017: +20.4 % in one go. The premium did not move in 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
SLKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.