Steffisburg in canton Obwalden: twelve years of premiums
In canton Obwalden, the lowest Steffisburg premium went from CHF 242.90 a month in 2015 to CHF 462.00 in 2026 — a rise of +90.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 242.90 | CHF 237.90 | CHF 5.00 |
| 2016 | CHF 267.60 | CHF 237.90 | CHF 29.70 |
| 2017 | CHF 284.70 | CHF 284.70 | — |
| 2018 | CHF 319.60 | CHF 302.50 | CHF 17.10 |
| 2019 | CHF 340.80 | CHF 316.30 | CHF 24.50 |
| 2020 | CHF 342.00 | CHF 314.50 | CHF 27.50 |
| 2021 | CHF 342.50 | CHF 294.00 | CHF 48.50 |
| 2022 | CHF 342.50 | CHF 320.00 | CHF 22.50 |
| 2023 | CHF 347.20 | CHF 320.00 | CHF 27.20 |
| 2024 | CHF 380.80 | CHF 346.50 | CHF 34.30 |
| 2025 | CHF 421.40 | CHF 356.90 | CHF 64.50 |
| 2026 | CHF 462.00 | CHF 382.80 | CHF 79.20 |
Faster or slower than the rest?
Steffisburg rose +90.2 % over the period, against +60.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +12.3 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Steffisburg, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.